Applying For a Credit Card

How do I find the card I want?
First make a decision whether you want to transfer your existing balance or simply to get a new card. Then answer the simple questions about your preferences. You can then compare the various cards on the market.

I've found the card I want
Each card will have a set of minimum requirements such as confirming you are over 18, that you have a UK bank account and also that you are a UK citizen. You can apply for all the credit cards features on our site by using the <YourHomeBills.com Credit Card calculator> to choose the right credit card for you.

Can I apply if I have a bad credit rating?
You may have paid bills for other credit cards late and been turned down for credit in the past. But there are a few credit cards available that might just be suitable for you. You can apply for these credit cards by using the <YourHomeBills.com Credit Card calculator> to choose the right credit card for you.

What's the wait time?
A decision on your card will be made within a couple of days and the new card will arrive a day or so afterwards.